Most of you may know that a wrestler who earns a gold star, “kinboshi”, awarded when a maegashira beats a Yokozuna in an official bout, earns money for it. But how exactly does that work? Are there other ways to earn extra money? How long does the bonus last?

The money for a gold star – and other achievements, which we will get to shortly – is called *Rikishi Hōshōkin* or *Mochi-kyūkin*. It can be viewed as a savings account. When a rikishi first appears on the banzuke, he is awarded ¥3. Then, he earns a small sum for each achievement. The money accumulates. Every time he completes a basho as a sekitori, he receives that saved money as bonus – multiplied by a factor which changes from time to time. Currently the multiplier is 4000.

So the answer to the question in the photo caption is “no”. Although Ura does have his “mochi-kyukin” account, which includes his gold star, and continues to earn small sums, he will not receive the cash until he climbs up all the way from Sandanme back to Juryo and completes a basho there.

### What earns the rikishi credits?

The achievements that can earn rikishi mochi-kyukin are:

**Kachi-koshi**. For each point difference in a kachi-koshi, the wrestler earns 50 sen, or half a yen. So, if you were 4-3 kachi-koshi in Makushita, like Hoshoryu, you earned half a yen. But if you were 6-1, like Toyonoshima, you earned 2.5 yen. There is no credit deduction for make-koshi.**Kinboshi**– earns ¥10.**Makuuchi yusho**. If you win the Emperor’s cup, you get ¥30, unless it’s a…**Makuuchi zensho-yusho**. If you win all fifteen bouts in Makuuchi and win the yusho, you get ¥50.

So, take Enho for example. How much money would he have earned in his debut in Juryo? He had one of the fastest advancements – three 7-0 tournaments, followed by one 5-2 and one 4-3, though the Juryo tournament he completed was a make-koshi, which doesn’t count. This should have earned him ¥12.5 in addition to his initial ¥3. So, did he get ¥62,000 at the end of that basho?

The answer is… no. There is a minimum amount for each new level that you reach. If your credits did not exceed that minimum amount, the difference is added to the account. However, if you drop back below that level, you lose the added difference.

**Juryo**: ¥40**Makuuchi**: ¥60**Ozeki**: ¥100**Yokozuna**: ¥150

So, in fact, Enho received ¥160,000 for his debut Juryo basho. However, dropping right back to Makushita, he dropped back to ¥15.5 in his account. Back in Makushita he had two additional 5-2 basho, which earned him another ¥3, but that’s still below the Juryo minimum. So again, the account was set to ¥40 on his return to Juryo. With a 9-6 kachi-koshi in Juryo, that’s another ¥1.5, so this time, he got ¥166,000 in cash.

Yes, while sekitori salaries are paid using bank transfers, mochi-kyukin is paid in cash.

### Who is the richest of them all?

At this point you can probably guess who the record holder for mochi-kyukin is. Yes, it’s Hakuho. Let’s take a look at his earnings so far.

- Below Juryo, his kachi-koshi balance adds up to ¥18. Add that to his initial ¥3, and the sum is below the ¥40. So He started Juryo with ¥40.
- Spending only two basho in Juryo, he earned ¥6 for a total of ¥46. That’s below the minimum of ¥60 for Makuuchi, so he starts Makuuchi with ¥60.
- As a maegashira, he earns one kinboshi (¥10), and the total for his kachi-koshi up to and including sekiwake is ¥32.5. This puts him at ¥102.5 upon his promotion to Ozeki. That’s actually above the minimum for Ozeki, so he stays with ¥102.5.
- As Ozeki, he has ¥28 for his kachi-koshi. Two “simple” yusho give him ¥60, and his first zensho-yusho another ¥50. So upon promotion to Yokozuna, he has ¥240.5, which is, of course, above the ¥150 minimum for a Yokozuna.
- It is at this point that the man starts earning the big money:
- Kachi-koshi as a yokozuna – all at large differences, of course – adds up to ¥350.
- 24 simple yusho, each for ¥30, for a total of ¥720.
- 14 zensho-yusho, each for ¥50, for a total of ¥700.

### Summary

Rikishi may earn money in various ways, including salary, kensho envelopes, mochi-kyukin, sponsorships and senshuraku parties. Most of these avenues are only open to sekitori, or even only to Makuuchi wrestlers.

The mochi-kyukin system is a merit-based bonus system. Earnings are made at all levels, but actual payments are only made to sekitori. The system is heavily biased to benefit dai-yokozuna, who earn yusho and large-difference kachi-koshi by the score.

The calculation of a wrestler’s mochi-kyukin is complex, as it requires a look over his entire history of kachi-koshi and promotions to check whether he passed the required minimums for each level, in addition to the plain calculation of gold stars, yusho and zensho-yusho. The rikishi continue to receive their bonus as long as they are sekitori. No deductions are made for make-koshi, kyujo or even suspensions. But if a wrestler loses sekitori status – he is left only with the credits and stops receiving money.